Terms & Conditions
Welcome to DeVa Legacy Ventures. We are a Florida-based consulting and educational company that provides services related to credit education, student loan consulting, and financial literacy support. Our goal is to provide informational guidance, strategic resources, and consultation services to help consumers make informed financial decisions.
These Terms & Conditions are designed to clearly outline the expectations, responsibilities, and protections for both DeVa Legacy Ventures LLC and its users. By using this website, submitting forms, enrolling in services, or communicating with DeVa Legacy Ventures LLC (“Company,” “we,” “our,” or “us”), you agree to these Terms & Conditions.
Services
Our services are intended to educate, guide, and support consumers in understanding their financial and credit-related options. We provide consultation-based solutions tailored to each individual’s financial circumstances; however, outcomes may vary depending on consumer participation, creditor reporting, and external financial factors.
Services may include:
Credit consulting
Credit education
Student loan consulting
Financial literacy education
Credit profile review assistance
Dispute assistance and guidance
We do not guarantee:
Credit score increases
Credit approvals
Loan approvals
Debt forgiveness
Specific financial outcomes
Compliance Notice
DeVa Legacy Ventures LLC operates in accordance with applicable federal and state consumer protection regulations. We strive to maintain transparent communication and ethical business practices while helping consumers better understand their credit and financial standing.
Consumers have rights under applicable consumer protection laws, including:
The Credit Repair Organizations Act (CROA), where applicable
Fair Credit Reporting Act (FCRA) rights
Consumer dispute rights through credit bureaus
No service or consultation is represented as guaranteed.
User Responsibilities
To ensure the effectiveness of our services, users are expected to provide accurate information and cooperate throughout the consultation process. Failure to provide truthful or complete information may impact the quality or effectiveness of services provided.
Users agree to:
Provide truthful and accurate information
Maintain confidentiality of account information
Cooperate with requested documentation
Use services lawfully and responsibly
Refrain from misuse of website content or systems
Payments
Certain services offered by DeVa Legacy Ventures LLC may require payment prior to service delivery or enrollment. Payment terms, pricing, and applicable fees are disclosed before services begin.
Payments may be processed online through secure third-party payment providers. We are not responsible for processing interruptions or third-party payment platform errors.
SMS & Communication Consent
By submitting forms through our website, funnels, scheduling pages, or CRM systems, you consent to receive communications from DeVa Legacy Ventures LLC. Communications may include appointment reminders, service updates, educational content, and marketing-related messages.
You agree to receive:
Automated SMS/text messages
Calls and voicemail communications
Emails and newsletters
Appointment reminders
Marketing and promotional communications
Message frequency may vary. Standard message and data rates may apply.
Reply STOP to unsubscribe from SMS communications. Reply HELP for assistance.
No Guarantee Disclaimer
Financial, credit, and student loan outcomes are influenced by numerous factors outside of our control. While we aim to provide knowledgeable guidance and support, no specific outcome can be promised or guaranteed.
Results may vary based on:
Credit history
Creditor reporting accuracy
Consumer participation
Financial habits
Lender and servicer decisions
Regulatory changes
No outcome is guaranteed
Intellectual Property
All materials, branding, educational content, graphics, website copy, downloadable resources, and systems developed by DeVa Legacy Ventures LLC are protected intellectual property. Unauthorized reproduction, distribution, or use of materials is prohibited without written consent.
Protected materials may include:
Logos and branding
Educational guides
Website content
Marketing materials
Downloadable resources
CRM workflows and automation content
Limitation of Liability
By using our website and services, you acknowledge that DeVa Legacy Ventures LLC is not responsible for third-party decisions, financial outcomes, or consumer reporting agency actions. Services are provided on an informational and consultative basis only.
DeVa Legacy Ventures LLC shall not be liable for:
Credit decisions
Lending decisions
Student loan servicer actions
Financial losses
Indirect or consequential damages
Third-party platform interruptions
Governing Law
These Terms & Conditions are governed by the laws of the State of Florida. Any disputes arising from the use of this website or services shall be handled in accordance with Florida law and applicable jurisdiction requirements.
